Investing in the Philippine Stock Market the Truly Rich Club Way

(If you want a quick guide for beginners how to start investing in the Philippine stock market, you can download your free ebook here.)

If you’re a beginner struggling to invest in the Philippine Stock Market, or you feel you have zero knowledge about finances yet want to make your money start working for you, then Truly Rich Club can be helpful for you.

What is Truly Rich Club?

Truly Rich Club is a membership learning community for people who want to create financial freedom through proper personal finance management, investing, and entrepreneurship.

This is an online community offering guidance to people who want to invest in the Philippine stock market and learn about starting and growing a business combined with practical down-to-earth wisdom, wealth strategies, and business lessons you can apply in your life.

Truly Rich Club and Bo Sanchez

The club is a brainchild of Catholic lay preacher Bo Sanchez who is also a financial teacher.
Because of his preaching background on spiritual topics, many of the resources inside the club are a blend of sound biblical principles and practical lessons.

But Bo is not alone when it comes to guiding its members the much-needed wisdom.

His mentors (among many) include Edward Lee (owner of online stock brokerage COL Financial) for Philippine stock market investing, business guru Dean Pax Lapid for entrepreneurship and Rex Mendoza, a director of many leading companies in the Philippines for career, investing, and other personal finance topics.

With the various expertise and large network of mentors of Bo Sanchez, the club helps address practically all aspects of financial planning and wealth growth and preservation – including budgeting, saving, insurance, investing, entrepreneurship, and estate planning.

The community also emphasizes personal growth, generosity and service focused not just on oneself but extending service to others.

Free Book from Bo

[Update this April 2024] Bo Sanchez is giving away his newest financial book Multiple Income Streams for FREE.
Just pay for shipping and it will be delivered straight to your doorstep.
Click here to enjoy this treat. 🙂

Bo Sanchez book Multiple Income Streams

Truly Rich Club and Philippine Stock Market

When it comes to investing in the Philippine stock market, there are several resources inside the club to help you do just that.

If you have absolutely zero knowledge of how to start investing, the QuickStart live webinar session is the way to go. This online session outlines the basic step-by-step guide so you can start investing in stock market. It’s your roadmap to buy your first-ever stock and which resource in the club portal to use.

If you have been investing in the Philippine Stock Market, the Stock Update report and Bo’s Strategic Stocks (BOSS)  which is sent to all members every two weeks is your main resource. Think of the Stocks Update and BOSS  as a short report giving the latest happenings in the Philippine Stock Market together with its updated Stock Picks for the month. If ever there are pressing updates between each Stock Report release, this guidance is broadcasted to all members via the Stocks Alert email.

Strategic Averaging Method

At this point, it’s worth mentioning the investing strategy being used by the Truly Rich Club which is called Strategic Averaging Method or SAM. SAM uses a long-term semi-passive approach to investing (at least 10-20 years) and has a few rules it follows:

Rule 1: Invest only in Giants. This means they only recommend the biggest earning companies in the Philippines and do not touch on low-capitalization or commonly known as basura stocks which can be very volatile in the market.

Rule 2: Invest in many Giants. This club protects itself from huge drawbacks by observing diversification thru investing in several companies. Thru the BOSS, members are given two specific stocks to buyn every  month. Over time, members who follow this BOSS will be able to have more than ten companies on their portfolio. They also have % Maximum Allocation guidance which puts this diversification into actual numbers. Normally, they follow 5% to  10% to 15% maximum allocation for any single stock in the entire portfolio.

Rule 3: They do a little timing. Now this secret will make the strategy beat the stock market index performance. The club gives Buy-below-price which tells the members of the threshold stock price levels when to buy the recommended stock picks. This buy-below price is derived by applying a 15% discount from the stock’s target price, giving you a good margin for your buying. Finally…

Rule 4: They sell at Target Prices. The club also gives Target Price levels that should trigger a Sell recommendation when reached.

There are times though when stocks hitting their Target Price are later on put into Hold recommendation (instead of SELL) due to foreseen upgrade of the Target Prices in the future. This means they believe that the stock still has more room to grow.

All this information is encapsulated in what is called as SAM Table.
The SAM Table is included inside the Stocks Update report and is updated too inside the club portal which members can look at anytime.

Below is a sample of this SAM table.
(❗Important Note: This is for illustration purposes only. This is an outdated table and updates may have been made to the most recent one.)

Strategic Averaging Method vs Peso-Cost Averaging

From the design of the approach, we see the similarities and differences between SAM versus Peso-Cost Averaging.

They’re similar in that they have a long time horizon timeframe and do stock price averaging technique.
As such, it’s common to read that they’re happy when the stock price is down (like in a crisis) as the investors can buy the recommended companies and accumulate them at much cheaper prices. This technique positions them for greater growth when their stock picks recover.

The main difference is SAM doesn’t buy blindly every month because it observes the buy-below price triggers, whereas the Peso-Cost Averaging entails a disciplined more consistent approach of buying (whether individual stocks or stock index) at regular intervals (say monthly) whether the market is up or down.

The SAM also has other tweaks in its design which are made to manage the risk exposure of the investment being made such as the use of Buy-below-price and % Maximum Allocation.

This is of course not a perfect system for everyone, as it could be prone to market crisis or stocks plunging taking a long time to recover. (That’s why it’s important to have Thus, if you’re the type of player who wants to be actively trading, or wants quick profits in a year or less,  this won’t be the perfect fit for you.

More Resources Inside

There are other resources inside the club relevant to investing such as Stocks Alert, Gold Call and BOSS (Bo’s Strategic Stocks). They also have several Wealth Strategies articles to help you with other aspects of personal finance and wealth building. You can learn more about it in this video.

Truly Rich Club Membership Fee

The club has membership levels that also determine the membership fee.

For its Gold membership which covers all the resources mentioned in this post, the fee is almost 997 pesos only per month.
You can pay monthly using a credit/debit card, or pay the 12-month membership fee upfront. You in turn get 20% discount by doing annual payment. I guess this is also a good move to filter members who have significant investment capital that will make them maximize the benefits of the club.

You can pay also over-the-counter payment or online via DragonPay/Gcash/Online Transfer.
Click here for other modes of payment.

Truly Rich Club Silver Membership

The club also now offers Silver Membership which is designed for those who’d like to invest in mutual funds instead of investing directly in the stock market. This is much cheaper (997 only for an entire year) but this doesn’t have the Stock market investing guidance available to Gold Members. You can click here for more details on this Silver Membership.


Overall, I see the club as a great resource if you’re new and don’t have the knowledge and discipline yet to build your financial skills and foundation.

If you’re also busy with your work or business, the small fee is already a small cost to be guided in your investing journey and be constantly exposed to the latest lessons on how to set yourself or your business in a better position. Just make sure that you also have a long-term horizon planned for your investments because the club is never designed for you to be rich in an overnight journey. So if  you’re a trader looking for daily stock picks, this is not what you’re looking for.

The nice thing is they have a 30-day money back guarantee in case you try and discover it’s not for you.
That means you can sign-up and check the club and all its benefits for yourself for a month and decide whether it is the one for you.

Check out more benefits of being a Truly Rich Club member here.

[Disclaimer: I’ve been a member of the Truly Rich Club for more than 10 years and therefore an automatic affiliate.
I’ve seen how the club has evolved from a simple learning club into a supportive comprehensive resource and community for your financial freedom journey. I’ve also seen many lives changed when lessons are applied seriously and diligently, mine included. Should you wish to join using my affiliate link (at no additional cost on your end), you can let me know by filling-up this form so I can send you bonuses as my way of saying thank you. 🙂 ]

Do you want to receive Stock Picks every month and other lessons on money management & business ideas?

Check out Truly Rich Club and receive 14 incredible gifts for FREE, including the opportunity to earn passive income every month! Click here to learn more.

More lessons in my YouTube channel.

2024 Book Giveaway!

One of my mentors is giving away his book Multiple Income Streams for free. Just pay for shipping. Bo Sanchez Free book

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