“Debt free na ako, pwede na akong mag-invest…” 

  • Post last modified:December 6, 2018
  • Reading time:3 mins read

“Debt free na ako, pwede na akong mag-invest...” These are the words a friend told me two years ago. Unfortunately, a member of her family got ill again. Her mother…

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Are you stuck in your financial life?

  • Post last modified:September 10, 2018
  • Reading time:1 mins read

Everybody wants to be rich and achieve financial freedom. But why can't we level up in our financial life? Sharing my weekend realizations why we never progress so much in…

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How you can increase your personal income

  • Post last modified:March 8, 2021
  • Reading time:6 mins read

In my previous blog, I shared how I was able to not touch my income as an employee with my portfolio of passive income sustaining my daily needs. Someone asked…

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Make a kid happy this Christmas

  • Post last modified:November 22, 2016
  • Reading time:5 mins read

Naalala ko nung bata ako, mahilig kami magbenta ng junk shop items. From plastics, metals, copper, aluminum, to paper and cans. That was during my grade school days. After school…

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Money is plentiful to those who understand this

  • Post last modified:August 4, 2014
  • Reading time:7 mins read

Last Wednesday,  all attendees of COL Financial Midyear Presentation were lucky to have received a copy of a book for kids (from 1-92) entitled (The Retelling of) The Richest Man…

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Four things you’re missing when you’re employed

  • Post last modified:March 27, 2015
  • Reading time:7 mins read

Last Sunday, May 17 2014, marks the fourth year of my working years as an employee. Whew, time flies so fast!

I started being part of the labor force year 2010, shortly after my graduation. I finished an engineering degree back in college , but interestingly have landed on the IT industry right in my first job. The shift is in itself one another story I’d share in future, but at this point, I’d like to highlight some general observations I had on being in an active employment in relation to the topic of this blog – finances.

Obviously, being an employee brings with itself lots of advantages and perks – primarily job/income security (which many says is now becoming a myth), limited responsibility and leverage on other company benefits ( thanks HR folks!) among others.

These attractions makes the majority of people seek jobs plus considering the fact that our society and education system is currently designed to generate employees more than employers (business-owners and investors).

But to help you see what you might be missing or just to give you more options, I will instead highlight what I see as its limitations.

Trading your time for money is called active income (more…)

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