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2020 Virtual Pag-IBIG – Monitor your Contributions Online
Good news! Pag-IBIG has just launched its online platform called Virtual Pag-IBIG late 2019.
That means if you’re an active Pag-IBIG member, you will now have better visibility on your Pag-IBIG membership status and benefits by just creating your profile account in Virtual Pag-IBIG.
What is Virtual Pag-IBIG and its benefits
With Virtual Pag-IBIG, members can easily enjoy services offered by Pag-IBIG.
This includes checking contributions/savings made, managing loans and monitoring all transactions and other investments they may have with Pag-IBIG. It’s much easier and convenient now.
Pag-IBIG may have come late providing this online platform as compared to SSS Online , but the process once you have your Virtual account ready is also easy and convenient.[Read related post: How to Apply for SSS Salary Loan Online (and get in two weeks)]
What are the Requirements for Online Virtual Pag-IBIG
The only requirement you need to register is to be an active Pag-IBIG member.
That means you need to have your Pag-IBIG Membership ID (MID) number at hand.
How to Register to Online Virtual Pag-IBIG
To register and create your online Virtual Pag-IBIG account, go to
Click the Log-in/Create Account.
There are three options you can choose from depending on whether you have your Pag-IBIG Loyalty Card Plus.
Option 1: If you have your Pag-IBIG Loyalty Card Plus, your best option is to register using this card.
This is the easiest way as you simply have to enter your card information during account registration, and online activation can be made online too.
Pag-IBIG Loyalty Card Plus is a replacement of the old Pag-IBIG Loyalty Card which has its chip on the front card.
This card acts as your Pag-IBIG ID and cash card in one.
That means all proceeds from Pag-IBIG, such as from short-term loans you apply, are to be deposited here. For instance, when I applied for a short-term loan from Pag-IBIG in January 2020, I received the loan proceeds straight into my Loyalty Card Plus in only two days.
If you don’t have your Pag-IBIG Loyalty Card Plus yet, just go to the nearest branch of Pag-IBIG and apply for one.
How to get your Pag-IBIG Loyalty Card Plus
Application for Pag-IBIG Loyalty Card Plus has to be done in a Pag-IBIG branch and can be completed in max 30 minutes. Just bring your government ID’s with you.
The best thing about Loyalty Card Plus is you can claim it on the same day you apply for it.
Depending on the branch of Pag-IBIG you’re in, you can receive your Card Plus from either of the two issuing banks – Asia United Bank (AUB) and Unionbank. These two bank have their support team inside Pag-IBIG branches to process all applications for Pag-IBIG Loyalty card plus.
Option 2 is to create your account online and activate it at the nearest Pag-IBIG fund branch with yout MID number.
I don’t really recommend this as I saw some feedback that some branches of Pag-IBIG are still not able to do activation even after doing this option registration online.
Also, since this option requires account activation in a branch, you might as well just apply for Pag-IBIG Loyalty Card Plus when you go there and just create your Virtual account online.
Option 3 is for OFW’s.
Same as option 2, you will need your MID number.
How to View your Pag-IBIG Account Contributions Online
Once you have your Virtual Pag-IBIG account created and activated, then all other services offered by Pag-IBIG can be monitored online.
You will be able to see the contributions you have, for example.
Note that the Pag-IBIG Regular Savings is where your monthly contributions and your employer’s share go.
You can filter and see more details of all your contributions in each past year.
Details of all your transactions with Pag-IBIG, such as housing loans, short-term loans and even savings such as MP2 contributions can also be monitored here. (Below is for a Pag-IBIG Multi-Purpose Loan).
Other features are available inside your account too such as Online Payment of Contributions.
You can even see the available balance in your Loyalty Plus (Cash) Card.
You can watch this short Virtual Pag-IBIG video I made reviewing above features and what else you can do inside your online Virtual Pag-IBIG membership account.
Put them in the comments or hit reply in email and I’ll make sure to give helpful information. 🙂