Start YOUR journey to financial freedom the STRESS-FREE way!
Feel lost? Confused in your finances?
Gusto magstart mag-invest pero ZERO knowledge about investments?
Do you want to get the most out of your savings (being eaten by a monster called INFLATION) but don’t know where to start?
Do you want to grow your wealth more than what your banks can do but afraid of losing it in bad investments?
Do you want to stop working hard for money soon and let your money work harder for you?
Are you an ordinary employee who has been working so many years yet until now has no savings yet and just want to spend more time with your family?
Are you a businessman who wants to be his own boss and has his own time everyday?
Are you a new and young employee and want to have a great start in managing your future income?
Are you a housewife who wants to help your earning husband in paying for your family expenses?
Are you sick and tired of being sick and tired?
Well, you’re not alone.
And there’s an easy way so you avoid losing your hard-earned money in the world of personal finance and investing.
FINALLY, a series of online practical lessons in stress-free investing for NEWBIES!
You see I was like like you in many ways many years ago.
I had to find all the info I could get, attended live (and expensive!) seminars, talked to experts & read a lot to make sure I’m making right thing.
But nah, it was very overwhelming.
Too technical not fit for a normal day employee like me.
I wanted my money to work for me but it seemed the opposite is happening!
I was spending so much time yet seeing little improvement!
So through the years, I have learned key investing lessons (before, during & after!) and later on witnessed the common blunders many newbies usually do which made them lose so much money!
What have they done wrong?
Why are these people so stressed-out seeing their portfolio losing while others seem so confident with their strategies?
What should be the controls that need to be used by any wise investor?
It was a long, long learning curve.
And quite expensive too!
And now, I’d like to share it with you.
Find out how you can actually BEGIN RIGHT, avoid the costly mistakes newbies often commit out of their ignorance and make your investing easy, practical, and more manageable for you to do!
Saan po ba maganda mag-invest?
Have you asked that question too?
Asking which stock or company to buy?
Asking when is the best time to buy them?
The best time to sell them?
The best time to hold them?
And you simply wait for answers from people who don’t know anything about you?
That’s one of the biggest mistakes newbies do!
They tend to ask the wrong questions to the wrong people!
And because of that, they get incomplete, or worse, inaccurate answers!
The secret to effective investing
is to start it right!
Anyone can start investing, but the key is you to start it right!
And as with any undertaking, you prepare for it before actually doing it!
Many are too excited to finally begin but fail to take care of other related things that need to be settled. Let me share some few simple tips now.
First , always choose a broker with good research team and one that provides seminars.
Why good research?
So that you will learn from them.
It’ s unavoidable that soon you will have to get used to all the investing jargons and few important figures so might as well have a great broker you can rely on for this.
Second, For OFWs who have not yet started, make it part of your schedule in your trip back home to open a trading account.
For now, You can submit via email first your application for verification.
Then you can send the actual documents (via a courier service) once you get their go-signal, or go directly to their office. Just check the website of brokers for their email support.
Third, learn a little fundamental and technical analysis.
This will come in handy when you join investing forums and read inputs from other investors and reports from your broker..
Marami ang mabait tumulong, pero yung iba sadyang mapanglamang sa kapwa.
You need to learn this even slowly, say allot 30 minutes a week, just to learn one concept a day like financial ratios (P/E, P/BV) and basic indicators (RSI, MACD, Stochastics).
Medyo nerdy yan sa simula, but it’s actually very simple to use, parang facebook lang! You will greatly advance your performance with this simple concepts.
Fourth, attend seminar.
Live seminars are good, but online is a good alternatives for those constrained for some reasons.
When you attend seminars, don’t just focus on the speaker.
Learn to network with other participants.
You don’t know how far you can go with their help!
Lastly, PLAN your future.
This is not really specific to stocks investing.
See the forest over the trees, as they say.
Don’t be too focused on investing that you forget your ultimate goal – being financially free, having more time for yourself, being stress-free, being happy and being there for cause you support.
No need for a complicated planning.
Just list down your dreams, assign a deadline, and allot in your sched fixed time for moving forward. Be flexible too.
Is it safe to just “invest for the long-term”?
This is another one hot question when it comes to investing.
If you notice the patterns in many discussion threads in several investing forums, not a few are actually taking about waiting for support/resistance or waiting for down/ups so they can buy/sell.
In short, these people are doing some sort of market timing – or in simple terms, catching the “almost perfect” time to buy and sell stocks. And if you’ve been in the market, you’ll probably agree if I’d say that the excitement in trading only ends when you see find yourself at the losing side of the trade.
That’s why many later on go to the other investing approach – that of going long-term. In fact, many are strong advocates of this type of strategy.
But is it effective?
What happens if you stick to your long-term horizon and you don’t sell your stocks? Like you intend to keep it for minimum 5 years?
Do you believe that being focused on eyeing stocks that are good for long term generally safe?
Well, the safest answer is: IT DEPENDS!
You see, we’re now talking about one of the most important aspect of any investment – RISK!
So some few words first about this “risk”.
First, we need to agree that there’s no investment that’s 100 % free from risks!
Even the money that you park in your bank which you believe is safe is actually exposed to the inflation risk!
If you don’t do anything about it, then you’re a SURE LOSER every year because of the losing purchasing power of your money at hand.
Now going to the world of stock market, as with any investment, there is also no such thing as safe in any market.
The truth is, whether you’re investing for the long-term or a swift trader, you still should monitor your stocks with the current price trends and events, the frequency of which depending on your own style and goals.
More importantly, you simply can’t overstay in the stock market or invest blindly and hope you are up after 5 years.
Stocks that keep on going down even if you keep it for several years are not unusual!
In short, Long period of investing doesn’t guarantee profit.
In fact, even the companies you may consider good now once didn’t have good return even for a 5-yr stockholder.
Take a look at one favorite stock MEG as an example. The chart is shown below from 2004 to 2012.
Imagine yourself buying this stock at the peak of 2007 when the price was more than Php4/share.
After it reached its peak, it went down…and down… and down…
Guess what happened even after five loooong years?
The price was only around Php2+/share!
If you invested your life savings blindly that 2007, I don’t think you’ve had a good night sleep. Until after around 7 years, it still did not break the 2007 highs. (Now as of Oct 31 2016, its current price is only at 4++).
So what’s the key to the so called investing for long-term?
If you want to go long term like more than 5 years then it’s important to choose companies with good long term fundamentals and those than can have consistent growth earning and positive market sentiment at the same time.
Also, don’t forget growth potential as well to optimize your investment.
Once this careful stock selection is done, the next you need to manage is your attitude and discipline towards those investing goals.
Be vigilant in sticking to your horizon if the reason of your buying it is still intact!
Lastly, different persons have different risk profile and goals in investing.
Short, mid and long-term investing all have pros and cons, which any one investor should be aware of. Don’t just follow anyone without checking if it suits your own case!
Again, if you go long-term, then the key is on choosing the great companies that will have consistent growth earnings and positive market sentiment at least during the period you’re invested.
Start changing your financial life
There are other lessons every newbie should realize and the above lessons are few critical in the list.
Get access to recorded online seminars where you will learn practical tips about investing and personal finance that will SAVE you from a LOT of STRESS before you actually begin or if you’re just a new investor!
Avoid the blunders many newbies commit!
Learn other practical lessons available!
It’s not enough (and never wise!) to just do investing alone! You need to integrate it with a more holistic and proper personal finance planning! And you will also get the lessons how!
You can shortcut your way to stress free investing with all the simple lessons you will find out through the videos tutorials!
The most important focus of your
You see, your ultimate goal is not to really invest in the stock market! Your final goal is to be financially free, one that does not have to worry about money every day.
One that allows you to be free to do what you wanna do and to go where you wanna go.
You need not just to learn how to invest, but see the bigger picture, get out of the rat race, and learn creating your streams of passive income. Passive income is the income you receive even without putting in so much time and effort. Examples of this are income from property rental, dividends and book royalty. You receive this kind of money even if you sleep all day! (In contrast, your income from your salary is called active income).
To get of the rat race, your goal then is to accumulate enough passive income to an amount greater than your expenses. When you’re done with this, that’s the time you enter and see a totally different world of opportunities are presented to you. Imagine this as a place where all the giant tycoons we have in the Philippines are operating. This kind of world have bigger opportunities which are not readily available to ordinary Pinoy employees.
Whatever dream you may have, whether time freedom, or not having to deal with your boss again, this training reinforces the necessary basic knowledge you will need how to get out of the Rat Race and start living your life where your money starts to really work hard for you.
Your #1 investment is in your own education
These lessons will also change your wrong ingrained thoughts, the common misconceptions and mistakes people have on the concepts of asset, debts and liability.
You will also discover and appreciate more the power of understanding your personal financial statement.
You will also get to have practical real world investing lessons and realize what has been stopping you in your financial growth!
And best of all, you will be with people who can support you in the rest of your financial journey even after you’re done with the training.
Personally I started investing in my financial education right after graduation.
That was also the time when I was just a new employee earning my first income.
And since that time, a lot has been changed in my financial life and my life as a whole.
I learned to become a better investor.
I learned what things I should be focusing on.
I learned what is lacking in my life.
And i learned what is wrong in my beliefs!
It’s a total crazy roller-coaster ride!
Throughout that continuous learning and acting phase,
I made my first million, then my second, and so on and so forth.
But more than the money, it’s the improvement and growth I saw in myself that I’m very thankful of! And I’m always grateful of every opportunity to share everything I learned to all Pinoys aspiring for financial freedom.
In fact, big part of of all my financial plans now revolve around the lessons I learned from my mistakes, which I shared in the training lessons.
I don’t want to just talk about myself, and I wish you will also experience the same awakening I had at the least, especially if you’ve been an employee like me. More importantly, find yourself a venue of support that will remind you constantly of your dreams, pushing you to make a little step forward each day.
You can join wherever you are, even OFWS!
Since this is an online training series, you can join where you are.
No need to travel long distance just to level up your learning and network with like-minded people. You can begin your first steps now at the comfort of you home!
Just sign-up and you’re good to go!
We only have very few slots for discounts left so make sure you get your slot as soon as possible. [LIMITED PROMO! Get P500 huge discount if you sign-up now until June 15 2017 only. Use coupon code LABORDAY to get your discount. Hurry as this applies only to limited sign-ups. CLick here.)
Hope to see you inside!
Have fun investing (with consistent learning)!
– oMeng Tawid
PS: Sign-up now and get huge discount.
Click here to sign-up.
Use coupon code LABORDAY to get the discount (applies only to first 10 sign-ups. )